Bluto Books
Accounting built
for founders.
Not another legacy tool with an AI layer bolted on. Bluto Books is built from the ground up with AI — so your accounts stay current, your VAT is handled, and you always know where your business stands. Without needing an accountant to tell you.
Everything your business needs to stay on top of its finances.
Real-time accounting, VAT, invoicing and investor-ready reporting — in one place.
Always current
Your accounts update in real time as transactions happen. No monthly catch-up, no chasing receipts, no waiting for your accountant's quarterly review.
VAT without the scramble
VAT calculated from your live ledger as transactions happen — no spreadsheet, no quarterly scramble. Digital submission to HMRC is coming shortly.
Ask Bluto to explain it
Don't understand a number? Ask Bluto. It reads your accounts and answers in plain language — not accountant-speak. No jargon, no invoice required.
Connected to your financial model
Your live accounting data feeds directly into your Bluto financial model. Forecasts update automatically. Actuals and projections always aligned.
Invoicing and expenses
Create and send invoices, track expenses, and reconcile bank transactions — all from one place. No separate invoicing tool, no spreadsheet for expenses.
Investor-ready reporting
Profit and loss, cash flow, balance sheet — formatted the way investors and advisors expect to see them. Share directly via secure link.
How it works
Set up in minutes. Current from day one.
01
Connect your accounts.
Link your business bank account. Bluto Books imports your transactions and starts reconciling automatically.
02
Your books, always current.
Transactions categorised, VAT calculated, expenses tracked. Ask Bluto anything about your numbers at any point.
03
Report and share.
Generate investor-ready reports and share your financial position with advisors via secure link.
FAQ
Frequently asked questions.
No. Bluto Books is built for founders who want to understand their own finances without depending on an accountant for every question. If you work with an accountant, you can share access — they'll have everything they need in one place.
Your VAT position is calculated from your live ledger as transactions happen, so it is current rather than reconstructed at quarter end. Digital submission to HMRC is coming shortly.
Yes. Bluto Books connects to Xero so you can import your existing data and switch without losing your history. QuickBooks support is in development and coming next.
Your live accounting data feeds directly into your Bluto financial model. Actuals update your forecasts automatically — so your model always reflects what's actually happening in the business.
Profit and loss, cash flow statement, and balance sheet — all formatted for investors and advisors. Share via secure link at any time.
Your accounts. Always current.
AI-native accounting alongside your financial model, cap table, and investor reporting — all connected, all in one place.